Kerala Housing Board Scheme:
The Kerala Housing Board is going to ask people to apply online for a new project in Kerala called the Kerala Housing Board Scheme. This project is for the poorest people in Kerala. The government will give them a house on a small piece of land. NGOs, groups that help others, and sponsors are helping with this project. You can read below to learn more about the Housing Board Scheme in Kerala, like what it offers, what it aims to do, who can get it, what papers you need, how to apply, and more.
Kerala Housing Board Scheme 2023
The Kerala government keeps making new plans to help the state’s economy. They made something called the Kerala Housing Board, which is in Thiruvananthapuram. This board gives money to people who don’t have much money to buy houses. It’s important for the government’s housing plans. They want to make sure that everyone in Kerala can have a safe and not too expensive home. The board also has some programs to help families in Kerala buy homes.
Overview Of Kerala Grihashree Housing Scheme
| Name | Kerala Housing Board Scheme |
| Other Name | Grihashree Housing Scheme |
| Department Name | Kerala State Housing Board |
| Beneficiary | State Poor People |
| Benefit | Provides Home Subsidy |
| Official Website | http://kshb.kerala.gov.in/kshbsite/ |
Kerala Housing Board Scheme Objectives
The Grihashree Housing Scheme has some important goals:
- Help families without homes by giving them money to build houses.
- Assist people with lower incomes in getting homes at lower prices and cheaper home loan rates.
- Make it easy for anyone in Kerala who wants to build a house to get a loan.
- Make cities in Kerala better by building modern things like roads, water, power, and other important stuff.
- Make cities in Kerala nice with many good things for people.
Eligibility Criteria for Kerala Housing Board Scheme
The rules to qualify for Grihashree Housing Scheme are simple:
- You must live in Kerala all the time.
- If you’re in the LIG or MIG group, you should have either an APL or BPL ration card to get loans or subsidized houses.
- If you take a loan to buy a house, you’ll have to pay it back in 3 to 10 years with monthly payments.
- You must be at least 55 years old to apply.
- If you want to buy a house or land at a lower price, you can’t already own another property.
- You need to have a bank account and show all the transactions in your bank passbook.
Documents Required for Grihashree Housing Scheme
Here are the important papers you need for the program:
- Your ID card
- Proof of where you live
- How much money your family makes each year
- Your ration card showing if you’re APL, BPL, etc.
- Your phone number
- A document showing how much money you earn
Benefits and Featuresof the Kerala Housing Board Scheme 2023
This plan has some good things about it:
- A small house of 40 square meters will only cost Rs. 4 lakh with discounts.
- These houses will cost between Rs. 4 lakh and Rs. 6 lakh.
- If you want to get a Rs. 4 lakh house, you need to pay Rs. 1 lakh by yourself, in addition to Rs. 1 lakh from the project’s sponsor.
- Your new house will be ready in one year. They are building houses faster now.
- They have four steps to give out the houses in this plan.
Steps to Apply for Kerala Housing Board Scheme
To sign up for the Kerala Housing Board Scheme, follow these simple steps:
- Visit the official website of the Kerala Housing Board Scheme :
- The website’s main page will appear on your screen.
- Click the Grihasree Housing Project link.
- A form will appear on your screen.
- Complete the form with all the information they ask for.
- Then, upload all the papers they need.
- Lastly, send the form to the right office or department.
Login Process
To log in to the Kerala Housing Board’s website, follow these easy steps:
- Go to the Kerala Housing Board’s official website.
- You’ll see the website’s main page on your screen.
- Click on the “Login” link.
- A box will pop up on your screen. In this box, type your username and password. Then, click the “Login” button to log in successfully.
Contact Details for Kerala Housing Board
Address: Kerala State Housing Board,
Santhinagar, Thiruvananthapuram
Kerala – 695001, India
Email – info@kshb.kerala.gov.in
Phone – 0471-2333235, 2337137
Conclusion:
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Kerala Housing Board Scheme 2023 FAQs
What is the Kerala Housing Board Scheme?
The Kerala Housing Board Scheme is a plan from the government of Kerala to offer cheap houses to people in Kerala who are economically disadvantaged.
What types of housing are available under the scheme?
The Kerala Housing Board Program provides different types of homes like apartments, houses, and flats for people who need them.
What are the good things about the Kerala Housing Board scheme 2023?
The Kerala Housing Board scheme helps people who are economically disadvantaged to get a home they can afford. This makes their lives better and helps the state’s economy. It also makes sure that everyone has a safe and nice place to live.